Effective Date: 9/19/2025

Welcome to www.monavt.com (“Website”), owned and operated by MONA VT Financial Services, LLC (“Company,” “we,” “our,” or “us”). By accessing or using this Website, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.

If you do not agree to these terms, please do not use our Website.

1. Use of Website

This Website is intended for informational purposes only and to allow potential clients to learn about our services.

You agree to use the Website only for lawful purposes and in a manner that does not infringe on the rights of others.

Unauthorized use of the Website, including attempts to hack, disrupt, or misuse content, is strictly prohibited.

2. Services Provided

MONA VT Financial Services offers financial education, guidance, and products as representatives of Primerica, including:

Financial need analysis

Term life insurance guidance

Investment education and solutions

Debt strategies and related services

Insurance and protection solutions

Note: We do not provide loans, credit financing, or banking services.

3. No Guarantee of Results

While we are committed to delivering professional advice and services, financial outcomes may vary depending on individual circumstances. We do not guarantee specific results or returns. All decisions regarding your finances should be made after careful consideration and consultation.

4. Intellectual Property

All Website content, including text, graphics, logos, and designs, are the property of MONA VT Financial Services unless otherwise noted.

You may not copy, reproduce, or distribute our content without prior written consent.

5. Third-Party Links

Our Website may contain links to external websites. These links are provided for your convenience only. We are not responsible for the content, accuracy, or privacy practices of third-party sites.

6. Limitation of Liability

We strive to provide accurate and reliable information, but we do not guarantee that the Website will always be available, error-free, or up to date.

MONA VT Financial Services is not liable for any damages arising from your use of the Website or reliance on its content.

7. Privacy

Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

8. Changes to Terms

We may update these Terms & Conditions from time to time. Any updates will be posted on this page with the effective date. Continued use of the Website after changes are posted means you accept the revised terms.

9. Governing Law

These Terms & Conditions are governed by and interpreted in accordance with the laws of the State of Texas, United States.

10. Contact Us

If you have questions about these Terms & Conditions, please contact us:

Email: admin@monavt.com
Phone: 210-694-2954
Address: San Antonio, Texas