FAQs
Frequently Asked Questions
What services does MONA VT Financial Services provide?
We specialize in financial need analysis, term life insurance, investment guidance, debt solutions, auto & home insurance, pre-paid legal plans, identity theft protection, and Vivint home automation solutions. Our goal is to empower families to achieve long-term financial stability.
Do you offer loans or financing services?
No. MONA VT Financial Services does not provide loans, mortgages, auto financing, or home financing. We focus on insurance, financial planning, and protection solutions as representatives of Primerica.
What is a Financial Need Analysis (FNA)?
A Financial Need Analysis is a personalized review of your income, expenses, debts, and goals. It provides a clear roadmap to help families plan for retirement protection, education funding, debt management, and financial independence.
Why should I consider term life insurance?
Term life insurance provides affordable coverage for a set period of time. It ensures your loved ones are financially secure if the unexpected happens. It can help cover daily expenses, mortgage payments, education costs, and other financial needs.
How do your debt solutions work?
Our debt solution strategies focus on reducing high-interest debt, creating realistic repayment plans, and minimizing unnecessary expenses. The goal is to help families become debt-free faster and free up income for savings and investments.
Are your investment services safe?
All investments carry some level of risk, but at MONA VT, we educate families about their options and guide them in choosing strategies that align with their goals and comfort levels. We leverage Primerica’s decades of experience to ensure informed decision-making.
What is included in your auto and home insurance services?
We provide auto insurance that protects against accidents, theft, and liability, and home insurance that safeguards your property and possessions against risks like fire, storms, and burglary.
What are pre-paid legal plans?
Pre-paid legal plans give you access to affordable legal assistance when you need it. They often include document reviews, contract support, and legal advice for personal or family matters.
Why is identity theft protection important?
Identity theft can damage your credit and finances. Our protection services monitor for suspicious activity, alert you quickly, and assist with recovery if your personal information is compromised.
How does Vivint home automation work?
Vivint offers smart home security and automation systems such as cameras, alarms, and smart locks. You can monitor and control your home remotely, increasing both security and convenience.
How do I get started with MONA VT Financial Services?
Simply reach out through our Contact Us page, call us directly at 210-694-2954, or email us at monavt25@gmail.com. We’ll schedule a free consultation to discuss your needs and create a plan tailored for you.